SBI is a multi-national bank with its headquarters located in Mumbai and thousands of branches across the world. Its origin can be traced back to 1806, in three colonial banks of Calcutta, Bombay, and Madras. Together they were known as the ‘Imperial Bank of India’ and in 1955 were renamed as ‘State Bank of India’ after being acquired by the RBI.
SBI has developed a lot ever since they’ve made banking quite hassle-free for its customers. This initially started with ATMs, followed by mobile banking and now Net Banking services. These three services in general have made banking very convenient for customers. Besides different modes of financial transactions, SBI also offers a multitude of ways for customers to check their account balance.
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SBI Balance Check Methods
SBI has integrated technology into its centuries-old banking and financial service. This has not only updated their modes of transactions, but has also made it very easy for its customers to avail the facilities anywhere and anytime. The technological advent has not left the banking sector untouched and now their services such as money transfer, paying bills, balance check can be done from the comforts of home and at any hour.
The various methods that SBI provides to its customers for Balance checks are through ATM, Mobile Banking such as SMS and Missed Call, Net Banking and USSD.
To find out more information regarding the facilities provided, continue reading below.
SBI Balance Check through ATM
A person who has an account in SBI and has an ATM or debit card can check their balance through ATM. Go through the steps provided below to check your account balance through ATM:
- Go to an ATM near you and insert your ATM card
- Now you need to provide your four-digit ATM-PIN.
- There will be an option of ‘Balance Inquiry’, click on it.
- The screen will show your account balance.
- If you want a ‘Mini-Statement’ of your account then instead of ‘Balance Inquiry’, click on the ‘Mini-Statement‘ option.
- Your last ten transactions will be displayed. You will get a printout of this too.
Note: You can use your ATM card to withdraw cash, check balance or get a mini statement, at the ATM of any Bank, SBI or not.
SBI Balance Check through Passbook
In case you have not registered for the Internet Banking service of SBI or are a bit old-fashioned, you can check your account balance by visiting the Bank with the help of your passbook. A passbook is given to all the customers of SBI the moment they open a new account with the bank. The customers are advised to keep their passbooks updated by regularly visiting their bank, and they can also ask for their current account balance.
Also Check : SBI Complaint Online Register, Check Status, SBI Grievance Redressal @ cms.onlinesbi.com
SBI Balance Check through SMS
In case you want to check your balance or get a mini statement through SMS, all you need to do is contact the number mentioned here through your registered phone number.
- Send an SMS to +91 9223766666 and your account balance details will be messaged to you on the registered number.
SBI Balance Check through Missed Call
SBI also gives its customers the facility of checking their account balance through a phone call. All you need to do for this is make a call to their toll-free number and your account balance details will be shared with you.
- To know your account balance, make a missed call on the toll-free number +91 9223766666. Make sure that your number is registered before making a call.
- If you want to get a mini statement through missed call method, call on the toll-free number 09223866666 from your registered phone.
How to register for Mobile Banking
To inquire about your phone, you need to first get your number registered. Once your phone is registered with the SBI, you can make a balance inquiry, loan inquiry, mini statement, etc. through a missed call on their toll-free number. This can even be done through SMS. Here is how you can register your number for mobile banking:
- Send a message in this format REG<SPACE>ACCOUNT NUMBER to 09223488888.
- The bank will send a confirmation of registration to the number.
SBI Balance Check through other Mobile Banking applications
Apart from the SMS and Missed Call facility, SBI also provides several other mobile banking applications. Some of them are as follows:
- SBI Anywhere: Download this App and enter all the details that are asked and you can get your banking facilities on your mobile phone, literally anywhere in the world.
- SBI Anywhere- Saral: This app is only for corporate customers of SBI and not for retail customers. Once you download the App and log in by entering your credentials, you get the banking facility anywhere.
- SBI Online: You can use this on your phone and laptop as well to avail loads of benefits.
SBI Balance Check through Net Banking
The Internet has made the life of every human being very easy. The Net Banking Services have proved to be a boon for society. People can now make financial transactions at any time without even stepping out of their house. SBI also provides a Net Banking facility to its customers. They claim to transfer your funds securely and even provide loans. This section, however, deals with how you can check your balance through net banking:
- Open the official website of SBI.
- Login to your Net Banking Account.
- Enter your ID and Password.
- Check your account balance safely.
How to register for Net Banking
- Go to their official SBI website at https://www.onlinesbi.com/
- Click on the section that says ‘New User’ for registration
- Provide the details.
- You will receive an OTP; enter it in the area they tell you too.
- Your registration will be complete once you click on the submit option.
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SBI Balance Check through USSD
USSD is a service that will combine your mobile and application into one. Only people who have a savings account can access the USSD service. If you have already registered yourself for any application then you will not be able to utilize the benefits of this. Before registration, you need to make sure that you have de-registered yourself from any application-based account.
How to register for USSD
- To register yourself for USSD, you need to *595#
- You will get various options to choose from: Enquiry, Change/Forgot MPIN, fund transfer, etc
- Choose one and follow the instructions they provide.
How to register for USSD for Balance Enquiry
- You need to send this message: <MBSREG> to 9223440000 or 567676
- You will receive a user ID and password known as MPIN. You can change this MPIN whenever you want to
- Visit the ATM of your branch, enter your card, and choose ‘Mobile Registration Option’
- Enter the MPIN and choose ‘Mobile Banking’
- Select ‘Registration’ and provide your mobile number.
- Select ‘Yes’, then ‘Confirm tab’ and you will receive a receipt for your activation.
Also Check : How to Close your SBI account? Without visiting your Home Branch
FAQs
- What are the options of SBI balance checking?
SBI provides various methods of balance checking which includes net banking, missed call, SMS, apps, ATM, passbook.
- Which toll-free number should be used for missed call balance checking?
Call on this number (+91 9223766666) from your registered phone number to know your account balance.
- Which number should you use to register for SBI missed call balance checking?
Send this SMS from your registered phone number: REG<SPACE>ACCOUNT NUMBER to 09223488888
Being a multi-national bank, SBI has never disappointed its customers when it comes to banking facilities and services. Some of the Banking facilities of SBI include loan, fund transfer, payment of bills, balance check, mini statement, etc. The facility of balance check is available in various modes such as through ATMs, Mobile Banking, net banking, and missed call, SMS, etc. These various modes and how to use them properly are discussed in this article.
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